Injured Workers FAQ: How to Navigate the Ohio Workers’ Comp system
Ohio’s workers’ compensation system may seem intimidating and difficult to navigate, but with the right tools and a helping hand from Taubman Law, we can help you understand the process
When confronting a work-related injury, it may seem impossible to remember all of the steps to successfully submitting a claim that will ensure you all of the benefits you are entitled to. The worst possible scenario is being injured with no help. One of the benefits that the Bureau of Workers’ Compensation (BWC) provides is helping you focus on recovery without worrying about medical expenses or wage loss.
One of the first things you must do as soon as injury occurs is to file a claim with BWC. If you are not in the position to do so, there are several individuals that are able to help you. It is crucial to notify your employer about your injury and they can file a claim for you. One of your authorized representatives or designees, such as an attorney or a family member can also help you file a claim. Additionally, when you are receiving medical care, your medical provider or a Managed Care Organization (MCO) can help you file a claim.
If you are injured at work, it is possible to receive wage loss benefits. Should your claim be allowed, workers’ compensation typically covers medical expenses and some sort of wage loss benefit. Depending on the duration of your injury and recovery time, you may be eligible for Total Temporary Disability (TTD).
If your claim is allowed by the BWC, an Ohio workers’ compensation claim can stay open for any duration, including up to 10 years or more — depending on the case and the time of the injury. As soon as the claim has expired, medical benefits and wage loss compensation cannot be paid. Claims can be extended and kept open by filing for Permanent Partial Disability (PPD). This can extend the claim’s life for 5-10 more years depending on when the original injury occurred. The PPD can also compensate for any residual impairments and activate an inactive claim. Medical treatment also extends the life of a workers’ compensation claim.
You are not alone in this process. At Taubman Law we will help you determine exactly what you deserve from the workers’ compensation system. We can look at your claim and help you take the steps to extend it or reactivate it if necessary. We have your best interests in mind and we will help you with every step of the process.
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This post was written by Bruce D. Taubman, a Cleveland attorney who practices workers’ compensation, personal injury and medical malpractice throughout Ohio.
