Many workers don’t understand what benefits they are entitled to if they are injured on the job or suffer an occupational disease. In addition to paying your medical bills, Ohio workers’ compensation provides many other types of benefits.
Types of Workers’ Compensation Benefits
- Payment of medical bills – The state will pay your medical related bills for the life of the claim as long as the treatment is warranted
- Temporary total disability (TTD) – Benefits paid to a disabled worker for an undetermined period to replace lost wages while he or she is not able to engage in any type of sustained work
- Scheduled loss – Compensation paid to a worker who suffers an amputation, loss of use of a limb, partial loss of use of fingers, loss of vision (20 percent uncorrected), or total loss of hearing
- Permanent Partial Disability (PPD) – Compensation for a percentage of permanent damage as the result of your injury or illness (this is the closest Ohio’s BWC has to pain and suffering)
- Permanent total disability (PTD) – These benefits are payable for life if you suffer a permanent inability to do any type of sustained remunerative employment as a direct result of your allowed conditions in your workers’ comp claim
- Disabled workers’ relief fund (DWRF) – A supplemental fund that provides a cost-of-living adjustment for workers who receive permanent total disability payments
- Facial disfigurement award – An award for workers who suffer visible damage to their face or head
- Wage loss (WL) – Compensation paid if you experience wage loss due to work restrictions
- Working wage loss (WWL) – Compensation that is payable if you experience wage loss due to different job duties, fewer hours, or are required to engaged in different work when you return to your job
- Nonworking wage loss (NWWL) – A benefit that is paid if you are unable to secure employment within your physical restrictions and your doctor has certified you can no longer do the work you formerly did
- Living maintenance wage loss (LMWL) – A potential benefit if you continue to have physical restrictions after rehabilitation
- Living maintenance (LM) – A benefit you receive while you are participating in a rehabilitation plan
- Lump-sum settlement (LSS) – You can initiate a lump-sum award to settle your workers’ compensation claim based on its potential value (this is a complete closure of your claim)
- Lump-sum advancement (LSA) – A prepayment of future compensation
Fight for Your Workers’ Compensation Rights
If you believe that you’re eligible for any of the aforementioned workers’ compensation benefits, it’s time to contact an attorney. Taubman Law in Cleveland, Ohio offers a free consultation on workers’ compensation benefits for anyone who suffers an on-the-job injury, occupational disease, substantial aggravation of a pre-existing medical condition, has an old claim. Contact us today to talk about your workers’ comp case.